At the Golden Wallet ecosystem, we deeply understand that protecting your privacy and personal data is not just a legal compliance matter, but a core foundation of trust and ethical principles in our technological development. We view every piece of information you share as a precious token of trust. Therefore, Golden Wallet is committed to establishing the most robust technical barriers and strict internal governance processes to proactively prevent any threats to your privacy. Your use of the application signifies your consent to the transparent data processing rules outlined in this document.
To ensure the application operates smoothly and provides high-level personalized features, our system collects the following core data groups:
2.1 Identity and Contact Information
2.2 Technical Data and Device Infrastructure
2.3 Interaction Data and Voluntary Financial Profiles
All numbers you enter into calculation tools (loan principal, interest rates, terms, savings plans, spending schedules). This data is stored to maintain operation status, allowing you to continue viewing analysis results without re-entering data manually.
2.4 Data Processing for AI
When using Asset Analysis features, a portion of your portfolio data will be sent anonymously (or encrypted) to a third-party AI provider (Google) for processing. Sensitive Personally Identifiable Information (PII) will not be sent directly to the AI model, and the third-party AI model cannot autonomously store and use this data to train their systems unless agreed upon in a secure service agreement with Google.
2.5 Approximate Location Data
New features (especially Real Estate) require access to the device's physical Location for Reverse Geocoding to activate or lock regional features, and to suggest gold price tables at the nearest branch. The device only uses the country code to evaluate and does not directly store detailed movement schedules or specific user coordinates.
Data is used scientifically and transparently for strategic purposes:
We deploy technical "fortresses" to protect data:
We use local cache to remember login status and personal customizations (such as Dark Mode). In addition, user analysis and commentary data may be transferred to Golden Wallet's caching system (Firestore) on the server to optimize read performance. This data is not used to track activities outside the scope of the application. You have the right to clear this local cache at any time in your device settings.
We keep our commitment not to sell or commercialize personal data. Sharing only occurs in the following cases:
You are the true owner of your personal data with rights: Right to explanation; Right to access and review; Right to rectification; Right to be forgotten (permanent deletion of account and all related data).
Golden Wallet is aimed at adult users (13 years or older). If parents discover their children provided unauthorized information, please contact us for immediate deletion.
This policy is effective immediately upon publication. We reserve the right to update the policy to suit technology and legal trends. Important changes will be notified via the application interface.
For any questions or requests related to privacy, please contact: goldenwallet.app@gmail.com